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Editorial Guidelines

Credit Card Insider is committed to helping you understand how credit works and use credit cards to your advantage, with confidence. We take your trust seriously.

Key Principles

  • Financial decisions have a big impact on your life, so accuracy and honesty are important in everything we do.
  • We provide fact-checked information written in precise, clear language.
  • We discuss topics consistently throughout the site. Readers will not find any conflicting information or opinions from one article to the next.
  • We regularly review articles for outdated or incorrect information, and revise them accordingly. When readers contact us about something that seems incorrect, we’ll check and fix errors swiftly.
  • Credit cards are powerful financial tools, so we believe credit-related decisions should be carefully considered. We don’t think credit cards are right for everyone.

Editorial Independence and Advertiser Relationships

  • Content featuring cards is written by editorial staff, and members of the editorial team are not involved in sales or advertiser relationships. As a result, advertising relationships with credit card issuers do not influence our opinions and ratings of cards.
  • All editorial decisions regarding recommendations on “Best” category pages are determined by editorial staff, separately from any advertising relationships, and completely independently of financial impact. This also applies to star ratings and other card evaluations. Learn about how we rate cards here.
  • Editorial staff responsible for evaluating cards and choosing them for content are not affiliated with any advertiser or card issuer before or during the time of writing, and are not compensated based on the success of affiliate links.
  • Editorial staff may contact issuers with questions regarding products during writing to ensure articles are factually correct, but this is the extent of contact, and editorial staff never deals with business relationships between Credit Card Insider and advertisers.
  • Content is not edited or altered to promote an advertiser over a non-advertiser.
  • Both advertisers and non-advertisers are welcome to provide us with data about approval and decline rates. We may use that data to update content to better explain requirements based on reasons for applications being denied. This does not affect the ordering of cards, and is intended to provide a better experience to readers by helping them understand requirements before they apply and avoid applications for products that are not a good fit for certain contexts.

If you have any questions, please contact us and someone will get back to you right away.

We may receive a commission for some products from these issuers and banks:

  • Amalgamated Bank of Chicago
  • American Express
  • Banco Popular
  • Barclays
  • Boro
  • Brex
  • Capital Bank
  • Capital One
  • Celtic Bank
  • Chase
  • Citi
  • Credit One
  • Deserve
  • Discover
  • Genesis Bankcard
  • Green Dot primor
  • HSBC
  • Luxury Card
  • Merrick Bank
  • Mid America Bank
  • PenFed
  • Petal
  • Plastiq
  • RushCard
  • Simmons Bank
  • SoFi
  • Squaremouth
  • Stilt
  • Upgrade
  • US Bank
  • USAA
  • Wells Fargo