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Even if you think credit is confusing or have no credit, our free resources and tools will help you use credit responsibly and to your advantage.

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Credit Card Insider is your resource for unbiased consumer and commercial lending options. We are advocates of the responsible use of credit, building and managing your credit history, and making informed decisions when selecting a credit card.

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The Insider

John Ulzheimer
Q&A Video – How Are Credit Card Minimum Payments Calculated?
John Ulzheimer | Jul 06, 2015

How are your credit card minimum payments calculated? Learn all about it!

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Brendan Harkness
Best Rewards Credit Cards – Summer 2015
Brendan Harkness | Jul 02, 2015

Our Editor's Picks for the best credit cards to earn cash back on your summer shopping.

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John Ulzheimer
Q&A Video – What Are The Factors That Affect My Credit Score?
John Ulzheimer | Jul 02, 2015

Do you know how your credit score is created? By taking 5 types of information from your credit reports, your score is a summary of your creditworthiness.

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